Tom Ciarrocchi with Next Door Lending

I’m just your guy next door that happens to be an expert at mortgage banking. My no hassle, no commitment, mortgage checkup is based around the premise that having regular conversations about your mortgage is not only smart, but prudent. These simple conversations I guarantee will give you peace of mind, market education, and save you money both short term and long term. Let’s talk! Tom was absolutely fabulous! We couldn’t of asked for someone more qualified and compassionate than Tom! He went above and beyond to make sure we knew every step and the process it took to get there. I would highly recommend to Tom to anyone, any day of the week!! Tom is great to work with. He is very knowledgeable, and a great teacher and resource. He made a complex process quite workable and always was positive, supportive and encouraging. I probably wouldn’t have pursued this purchase, let alone the mortgage without his help. Tom anticipates and offers solutions to problems and was very accessible. Yes, his job is to sell the mortgage but he actually counsels you through the process. I hold Tom in very high regard. I’m just your guy next door that happens to be an expert at mortgage banking. My no hassle, no commitment, mortgage checkup is based around the premise that having regular conversations about your mortgage is not only smart, but prudent. These simple conversations I guarantee will give you peace of mind, market education, and save you money both short term and long term. Let’s talk! Next Door Lending NMLS #1880338 / Thomas CiarrocchiNMLS# 22280    FL: LO6457    GA: Residential Mortgage Licensee (28134) 29200 Northwestern Highway Suite 300 , Southfield, MI 48034;    IL: Illinois Residential Mortgage Licensee 031.0049341 Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000 29200 Northwestern Highway Suite 300 , Southfield, MI 48034;    ME: Thomas Ciarrocchi, Supervised Lender License NMLS N/A;    MI: 22280    NC: I-184292    OH: MLO.054445.000    SC: MLO 22280    TX: Thomas Ciarrocchi, 29200 Northwestern Highway Suite 300 , Southfield, MI 48034; CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.; N/A    VA: Thomas Ciarrocchi, NMLS ID MLO-4089VA; (www.nmlsconsumeraccess.org)

Ashley Ball
5 Star
Our experience with Tom was exceptional. We had a very unique situation that only so many brokers could handle. Being self employed comes with a lot of extra, but Tom was up for the challenge. He made it seem that no challenge was too big for him & never sweated the small stuff. From the application process to the final closing he worked VERY hard for us. Tom is smart, easy to work with, educating, and his responsiveness was appreciated. We honestly can’t thank him enough for making our dreams a reality! We can’t wait to enjoy our new space. Highly recommend!!!
Friday 31st May 2024

H Williams
5 Star
Tom has been nothing short of amazing throughout both of my transactions with him. He is very knowledgeable, professional, and attentive. He is especially keen at explaining complicated concepts in a manner in which a layperson can comprehend. He has a knack for making home buying less stressful. He treats everyone with dignity and respect, and he is very encouraging. He the BEST AND MOST INTELLIGENT mortgage broker that I have ever worked with, and I have worked with five throughout my life so far. I appreciate Tom, and I highly encourage you to use his services!
Friday 22nd December 2023

Michael Mason
5 Star
I'm a Realtor and Tom has helped many of clients navigate through the mortgage process. Tom is great with understanding my clients' unique needs and making sure to recommend the mortgage program that works best for them. He's also really great at follow-up! Working with Next Door Lending has always been smooth and efficient.
Tuesday 30th January 2024

Cheryl McCullough
5 Star
Tom is phenomenal! Have worked with other mortgage companies and there is no comparison. Will always return to Tom with Next Door Lending! His work ethic, getting back to you with answers and getting things done in a quick and efficient manner is top notch, like no other. Thank you Tom for your fantastic service.
Wednesday 29th November 2023

Devan Pinckney
5 Star
Tom Ciarrocchi is a top tier lender. He is a consummate professional and incredibly attentive to each file that he oversees. Even in tense situations and transactions that are difficult Tom will maintain a clear focus and do all in his power to get a deal to the finish line. Thank you surely Tom!
Saturday 23rd December 2023