Christian Newberry, Loan Officer - MiMutual Mortgage NMLS# 13314
Mortgage Broker
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(248) 895-8660
214 S Broadway St # 220, Lake Orion, MI 48362, USA
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Area Served:Within 4 miles (6.4km) of 214 S Broadway St # 220, Lake Orion, MI 48362, USAGet more exposure
A Conventional loan is a mortgage not guaranteed by the government. However, most conventional loans will follow the guidelines established by Fannie Mae (FNMA) and Freddie Mac (FHLMC). This type of loan is good for borrowers with a favorable credit score and allows more flexibility in loan terms and higher loan limits.
Unlike FHA, VA or RD loans, conventional loans do not require private mortgage insurance (PMI) unless the borrower has less than 20% down. 20% down however, is not a requirement and some conventional loans allow as little as 3% down! Once the loan reaches 20% equity, PMI can be canceled.
In addition to standard conventional loan programs, MiMutual Mortgage also offers the following niche conventional loan programs:
Google Rating: 5.0 out of 5 stars (8 total ratings)
Martin Giddings5 StarChristian once again delivered for me and my family. I wish all financial decisions were made this easy! We understood everything we needed to do, it was made as simple as possible by him and his amazing team. Not only did he help us get an amazing rate and the ideal situation for the mortgage we needed, he helped us make our dream come true. We found the perfect property for us and had to move fast to make it happen and Christian and his team executed. For us there is no other option for our mortgage needs! Thank you for everything!Wednesday 1st May 2024
Matthew LoCricchio5 StarChristian Newberry is remarkable and plain amazing, he has proven to provide the best rates possible, coupled with the easiest closings I could ask for!!! I owe this gentleman more than I pay for the services rendered, and that is why I will continue to work with him into my old age! Friends or family treat you like this!Tuesday 30th April 2024
Tara Johnson5 StarWe had a great experience with Chris getting our new mortgage. He was responsive and so helpful in helping us get the best rate. Will definitely go back next time!Thursday 18th January 2024
Jake Pasch5 StarChris & his staff have been amazing each & every time I have had to go through the purchasing process of getting a new home. There is no doubt in my mind who I would refer when going through this process!Friday 3rd May 2024
Sarah Maier5 StarChris is an absolute gem to work with. I am very thorough when I research Mortgages, often working with 7-8 companies, as it can save thousands of dollars down the line. I've gotten two mortgages through Chris, and both times he took the extra effort to find out exact costs of taxes and insurance so I'd know to the dollar what my monthly payment would look like.
Chris is transparent, happy to answer any questions about your mortgage, and works hard, often answering questions late at night. Give Chris your business, you won't regret it.Thursday 25th May 2023